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Monday, May 31, 2021

How Dogs Are on The Covid-19 Front Lines - The New York Times

BANGKOK — Bobby was a good boy. So was Bravo.

Angel was a good girl, and when she sat, furry hindquarters sliding a little on the tile floor, she raised a paw for emphasis, as if to say, It’s this cotton ball that my keen nose has identified, the one that smells like Covid-19.

The three Labradors, operating out of a university clinic in Bangkok, are part of a global corps of dogs being trained to sniff out Covid-19 in people. Preliminary studies, conducted in multiple countries, suggest that their detection rate may surpass that of the rapid antigen testing often used in airports and other public places.

“For dogs, the smell is obvious, just like grilled meat for us,” said Dr. Kaywalee Chatdarong, deputy dean of research and innovation for the faculty of veterinary science at Chulalongkorn University in Bangkok.

The hope is that dogs can be deployed in crowded public spaces, like stadiums or transportation hubs, to identify people carrying the virus. Their skills are being developed in Thailand, the United States, France, Britain, Chile, Australia, Belgium and Germany, among other countries. They have patrolled airports in Finland, Lebanon and the United Arab Emirates, and private companies have used them at American sporting events.

Angel, a pale blonde with incipient jowls and a fondness for crunching plastic bottles, is the star of the pack at Chulalongkorn University. But as a group, the dogs being trained in Thailand — Angel, Bobby, Bravo and three others, Apollo, Tiger and Nasa — accurately detected the virus 96.2 percent of the time in controlled settings, according to university researchers. Studies in Germany and the United Arab Emirates had lower but still impressive results.

Sweat samples, some from Covid-19 patients, are used to train the Labradors at Chulalongkorn University to identify the scent of an infected person.
Adam Dean for The New York Times

Sniffer dogs work faster and far more cheaply than polymerase chain reaction, or P.C.R., testing, their proponents say. An intake of air through their sensitive snouts is enough to identify within a second the volatile organic compound or cocktail of compounds that are produced when a person with Covid-19 sheds damaged cells, researchers say.

“P.C.R. tests are not immediate, and there are false negative results, while we know that dogs can detect Covid in its incubation phase,” said Dr. Anne-Lise Chaber, an interdisciplinary health expert at the School of Animal and Veterinary Sciences at the University of Adelaide in Australia who has been working for six months with 15 Covid-sniffing dogs.

Some methods of detection, like temperature screening, can’t identify infected people who have no symptoms. But dogs can, because the infected lungs and trachea produce a trademark scent. And dogs need fewer molecules to nose out Covid than are required for P.C.R. testing, Thai researchers said.

The Thai Labradors are part of a research project run jointly by Chulalongkorn University and Chevron. The oil company had previously used dogs to test its offshore employees for illegal drug use, and a Thai manager wondered whether the animals could do the same with the coronavirus. A dog’s ability to sniff out Covid-19 is, in theory, no different from its prowess in detecting narcotics, explosives or a Scooby snack hidden in a pocket.

The six dogs were assigned six handlers, who exposed them to sweat-stained cotton balls from the socks and armpits of Covid-positive individuals. Researchers say the risks to the dogs are low: The coronavirus is not known to be easily transmissible through perspiration, a plentiful commodity in tropical Thailand. Instead, the main transmission route appears to be respiratory droplets.

Adam Dean for The New York Times
Adam Dean for The New York Times

On rare occasions, pet cats and dogs in close contact with infected humans have tested positive for the virus, as have populations of minks and other mammals. There are no proven cases, however, of household pets passing the virus to humans.

Within a couple months of training, at about 600 sniffs per day, the Thai dogs were sitting obediently whenever they sensed the cellular byproducts of Covid-19 on cotton balls, which researchers placed at nose height on a carousel-like contraption.

Dogs, whose wet snouts have up to 300 million olfactory receptors compared with roughly six million for humans, can be trained to memorize about 10 smell patterns for a specific compound, Dr. Kaywalee said. Dogs can also smell through another organ nestled between their noses and mouths.

Some research has suggested that dogs of various breeds may be able to detect diabetes, Parkinson’s disease, malaria and certain cancers — that is, the volatile organic compounds or bodily fluids associated with them.

Adam Dean for The New York Times

Labradors are among the smartest breeds, said Lertchai Chaumrattanakul, who leads Chevron’s part of the dog project. They are affable, too, making them the ideal doggy detector: engaged and eager.

Mr. Lertchai noted that Labradors are expensive, about $2,000 each in Thailand. But the cotton swabs and other basic equipment for canine testing work out to about 75 cents per sample. That is much cheaper than what’s needed for other types of rapid screening. This past week, Singapore announced that it was provisionally approving a kind of breathalyzer to test for Covid-19.

Three of the Thai Labradors are stationed in the country’s deep south, near the border with Malaysia, where the Ministry of Public Health says dangerous Covid-19 variants have entered Thailand. The other three were moved in recent weeks to the ninth floor of Chulalongkorn’s veterinary faculty’s building in Bangkok, where they live in former student dormitories.

There is artificial turf on the roof for quick pit stops, and the dogs get a daily romp on a university soccer field. Their rooms are air-conditioned.

For a couple hours in the morning and afternoon, the retrievers take turns obligingly pacing up and down a room set up with metal arms that dangle sweat samples. Walking past, they sniff-snuffle up to 10 times a second, as dogs are wont to do. (Humans tend to manage only a single inhalation every second or so.)

Then they retire to their living quarters for a nap and occasional belly rub.

Adam Dean for The New York Times

“Their lives are good, better than many humans,” said Thawatchai Promchot, Angel’s handler, who worked as a Chevron supplier before diverting into animal health screening.

Mr. Thawatchai said he grew up with 12 dogs in the southern province of Nakhon Si Thammarat, where the family pets snoozed in the garden and sought shade under trees. They did not enjoy air-conditioning.

The Bangkok-based dogs are now screening sweat samples from Thais who cannot easily reach Covid testing sites, such as the elderly or the bedridden. The dogs’ minders are working to set up a program with the city’s prisons, where thousands of inmates have been diagnosed with Covid.

In the United States, dogs have been used to screen for Covid-19 at a handful of privately run events, including checking ticket holders at Miami Heat games and sniffing the sweaty feet of revelers at a wine and food festival in South Beach. But there are no national standards or government programs for using the dogs.

Cynthia Otto, director of the Penn Vet Working Dog Center at the University of Pennsylvania School of Veterinary Medicine, said that she worries that until there is better research about how good dogs are at sniffing out Covid in real life situations, the method could allow people who are positive to slip by undetected. “I don’t want to miss those, then everyone thinks they’re safe,” she said.

Thailand is suffering its worst outbreak of the coronavirus since the pandemic began. Clusters are proliferating in prisons, construction camps and other cramped quarters. Vaccines are in short supply, and less than 2 percent of the population has been inoculated.

Researchers at Chulalongkorn have designed a mobile unit that they plan to drive to possible Covid hot spots, so that dogs can pinpoint areas that need mass testing.

There are still many questions about using dogs to detect the virus. What do vaccinated people smell like? How easy will it be to train a large pack of Covid-sniffing dogs around the world? What if people being tested by a canine nose aren’t that sweaty? What if a dog gets Covid-19 and loses its sense of smell?

Still, Mr. Lertchai said he thought that virus-detecting dogs would be a boon, particularly in countries that don’t have the resources for more expensive testing.

“Covid isn’t going away, and there will be new variants,” he said. “Dogs want to be helpful, so let’s use them.”

Adam Dean for The New York Times

Muktita Suhartono and Katie Thomas contributed reporting.

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UK intelligence reassesses COVID lab leak theory, now says its ‘feasible’ - Fox News

British intelligence services are now reportedly reassessing their position on the theory that COVID-19 leaked from a lab in China’s Wuhan Institute of Virology. 

A Sunday report from the Sunday Times of London quotes British spies who initially dismissed the lab leak theory, but now say it is "feasible." 

"There might be pockets of evidence that take us one way, and evidence that takes us another way," the paper quoted a source as saying. "The Chinese will lie either way. I don’t think we will ever know." 

Security personnel gather near the entrance of the Wuhan Institute of Virology during a visit by the World Health Organization team in Wuhan in China's Hubei province on Wednesday, Feb. 3, 2021. (AP Photo/Ng Han Guan)

Security personnel gather near the entrance of the Wuhan Institute of Virology during a visit by the World Health Organization team in Wuhan in China's Hubei province on Wednesday, Feb. 3, 2021. (AP Photo/Ng Han Guan) (AP)

The quote comes as both the United States and Britain are stepping up calls for the World Health Organization to take a deeper look into the possible origins of COVID-19, including a new visit to China, where the first human infections were detected.

WHO and Chinese experts issued a first report in March that laid out four hypotheses about how the pandemic might have emerged. The joint team said the most likely scenario was that the coronavirus jumped into people from bats via an intermediary animal, and the prospect that it erupted from a laboratory was deemed "extremely unlikely." 

MIAMI HERALD RIPPED FOR EDITORIAL HAILING ‘WHISTLEBLOWER’ STATUS OF FIRED FLORIDA DOH EMPLOYEE REBEKAH JONES

The Biden administration wants to step up calls for China to be more open about the outbreak, aiming to head off complaints from opposition Republican senators that the president has not been tough enough, as well as to use the opportunity to press China on alleged obstruction.

Virologist Shi Zheng-li, left, works with her colleague in the P4 lab of Wuhan Institute of Virology (WIV) in Wuhan in central China's Hubei province Thursday, Feb. 23, 2017.

Virologist Shi Zheng-li, left, works with her colleague in the P4 lab of Wuhan Institute of Virology (WIV) in Wuhan in central China's Hubei province Thursday, Feb. 23, 2017. (Barcroft Media via Getty Images)

Republicans, including former President Donald Trump, have promoted the theory that the virus emerged from a laboratory accident rather than naturally through human contact with an infected animal in China.

During an interview with CBS’ ‘Face The Nation’ on Sunday, former Food and Drug Administration Commissioner Scott Gottlieb said accidental lab leaks "happen all the time." 

CORONAVIRUS IN THE US: STATE-BY-STATE BREAKDOWN

"These kinds of lab leaks happen all the time, actually," Gottlieb said. "Even here in the United States, we’ve had mishaps, and in China, the last six known outbreaks of SARS-1 have been out of labs, including the last known outbreak, which was a pretty extensive outbreak that China initially wouldn’t disclose that it came out of a lab."

And earlier this month the Wall Street Journal reported that three researchers at the Wuhan Institute of Virology in late 2019 displayed symptoms consistent with COVID-19 and required hospital treatment.

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President Biden, meanwhile, said the intelligence community has yet to determine whether the pandemic began after human contact with infected animals or because of a lab accident. Officials are expected to deliver an updated report on their conclusion within the next few months.

Fox News’ Thomas Barrabi and the Associated Press contributed to this report

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As Coronavirus Toll Grows, Brazil’s Political Divisions Spill Onto the Streets - The New York Times

Opponents of President Jair Bolsonaro have mounted the largest protests since the beginning of the pandemic, suggesting new volatility before next year’s elections.

SÃO PAULO, Brazil — For weeks, President Jair Bolsonaro’s supporters have made their presence felt with the roar of motorcycles during boisterous rallies meant to show steadfast fealty to an increasingly unpopular leader.

Until recently, the president’s opponents had refrained from convening street protests, opting instead to show their exasperation by banging pots and pans from windows and trading memes online.

But over the weekend, thousands of Brazilians critical of Mr. Bolsonaro took to the streets in the largest public mobilization against the president since the beginning of the pandemic.

Their show of force in cities across the country followed a series of damning revelations in congressional hearings examining the government’s catastrophic response to the coronavirus, which has killed more than 461,000 Brazilians.

Mariana Filgueiras, a professor at the school of communication at the Federal University of Rio de Janeiro, said she decided to participate in anti-government protests to help put a face on the rising opposition. A recent public opinion poll, by Datafolha, found that Mr. Bolsonaro’s support slipped to 24 percent in May from 30 percent in March.

“We need to show that for every thousand people on motorcycles who are in favor of the government, there are thousands of people walking peacefully in the streets against it,” Ms. Filgueiras said. “The government is more dangerous than the virus.”

The recent street demonstrations, which have been largely orderly, are a far cry from the huge protests that shook Brazil in 2013 and 2015, fueling the successful effort to impeach President Dilma Rousseff in 2016.

But political analysts said they could signal a new phase of political instability as a deeply polarized electorate starts gearing up for next year’s presidential election.

“These demonstrations, given the number of people and their turnout throughout the nation, have put impeachment back on the horizon,” said Pablo Ortellado, a public policy professor at the University of SĂŁo Paulo. “It doesn’t mean an impeachment will happen, but the possibility has gained traction.”

Mr. Ortellado said the president’s hard-core supporters have been more visible on the streets than his detractors because, like Mr. Bolsonaro, many have dismissed the threat of the virus. That means they attend crowded gatherings of people who do not wear masks.

“The left was advocating social distancing and mask wearing while the right was advocating going back to work and criticizing the policies of distancing,” he said.

Critics of President Jair Bolsonaro and his response to Covid-19 demonstrating in SĂŁo Paulo on Saturday. 
Victor Moriyama for The New York Times

Anger over Mr. Bolsonaro’s handling of the pandemic has grown in recent days as witnesses outlined a long series of missteps in testimony before a legislative committee. Former health ministers spoke about the president’s befuddling belief that an anti-malaria drug was effective to treat Covid-19, the disease caused by the virus, even after scientists concluded definitively that it was not.

An executive at Pfizer testified that the American pharmaceutical company offered Brazil millions of doses of its Covid-19 vaccine last year, but received no response from the government for months.

Mr. Bolsonaro has shrugged off the revelations and shown no contrition. On Monday, his government announced that Brazil would host the Copa America soccer tournament later this year, after Argentina decided it would be irresponsible to do so on its soil while the virus continues to spread.

At recent rallies supporting the president, Mr. Bolsonaro has been lionized as a “myth.” A recent banner that greeted motorcycle enthusiasts in Rio de Janeiro proclaimed: “Myth, you are not alone.”

Paulo Cid Engineer, 55, who participated in one of those recent motorcycle rallies, said he regarded Mr. Bolsonaro as a fundamentally honest leader who has been unfairly attacked by scientific institutions and by the news media.

“I confess that my indignation turned into emotion,” he said, recalling how he felt at a pro-government rally earlier this month in Rio de Janeiro. “I will be able to tell my children and grandchildren that I took my part in a movement seeking a better country.”

The government has also been shaken by scandals unrelated to the pandemic.

The EstadĂŁo newspaper revealed in early May that Mr. Bolsonaro’s administration had steered hundreds of millions of dollars to questionable initiatives and purchases that strengthened the hand of key allied lawmakers. One case involved the government’s purchase of tractors at a 259 percent markup.

Days after the EstadĂŁo report, federal police served search warrants at the ministry of the environment as part of an investigation into a suspected scheme to authorize illegal exports of timber from the Amazon.

Amid the drumbeat of bad news, Mr. Bolsonaro has kept a busy travel schedule, focusing on electorally important states in northeast Brazil, where he has highlighted investments in infrastructure and basic services.

The president’s main political rival, former President Luiz InĂĄcio Lula da Silva, has refrained from endorsing street protests. But Mr. da Silva, who recently won court battles in a corruption case, which restored his right to run for elected office, is clearly relishing the prospect of a grass roots face-off against a beleaguered incumbent. Recent public opinion polls show Mr. da Silva narrowly edging Mr. Bolsonaro in next year’s presidential contest.

“When Bolsonaro goes to the streets, he needs thousands of police officers to protect him,” Mr. da Silva wrote on Twitter on Saturday. “Does he think I’m afraid of him? I was born on the streets and spent my whole political life on the streets.”

Ernesto Londoño reported from São Paulo, Brazil, and Flåvia Milhorance from Rio de Janeiro.

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Nation gathers to honor soldiers felled by war and COVID; colleges weigh vaccine requirements: Live COVID-19 updates - USA TODAY

Covid: Peru more than doubles death toll after review - bbc.com

Aerial view of people walking among tombs during a burial at "Martires 19 de Julio" cemetery on April 17, 2021 in Comas, in the outskirts of Lima, Peru
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Peru has more than doubled its Covid death toll following a review, making it the country with the world's highest death rate per capita, according to Johns Hopkins University data.

The official death toll now sits at more than 180,000, up from 69,342.

Prime Minister Violeta Bermudez told reporters that the number was raised on the advice of Peruvian and international experts.

This was in line with so-called excess deaths figures.

Excess deaths are a measure of how many more people are dying than would be expected based on the previous few years.

"We think it is our duty to make public this updated information," Ms Bermudez said.

Peru has been one of the worst-hit countries in Latin America, resulting in an overstretched healthcare system and a lack of oxygen tanks.

The official number of Covid deaths now stands at 180,764, a huge increase on the previous official figure of 69,342.

In comparison, neighbouring Colombia has registered 88,282 deaths and Bolivia has reported more than 14,000, while Brazil has one of the world's highest death tolls with more than 460,000.

But Peru now has the highest number of deaths in the world in relation to the size of its population, according to Johns Hopkins data.

Hungary previously had the worst number of deaths per capita at around 300 per 100,000 people. Now Peru stands at more than 500 Covid deaths per 100,000 people.

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A true picture emerges

Analysis box by Will Grant, Mexico and Central America correspondent

Peruvians had long suspected they weren't getting the true picture of the country's dire coronavirus situation from the government.

The revised figure for Covid-19 related deaths shows they were right to be doubtful. In fact, the government has admitted the real number is more than twice the previous figure.

A government working group of experts, formed to analyse Peru's data, published the revised figures after establishing broader criteria by which deaths from coronavirus were recorded.

Now that the narrower definition has been abandoned, the country's per capita death toll is in fact much higher than Brazil's.

Such a figure coincides more closely to the anecdotal evidence coming from hospitals and intensive care units across the country and with the images of cemeteries struggling to find space for the high number of burials each day.

Meanwhile, the process of vaccination has been slow and beset with difficulties across most of South America.

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Fact check: If you get the COVID vaccine, could you lose insurance coverage? - Yahoo Finance

Fact check: If you get the COVID vaccine, could you lose insurance coverage?
Fact check: If you get the COVID vaccine, could you lose insurance coverage?

More than 167 million Americans have received at least their first dose of the COVID vaccine, according to the Centers for Disease Control.

But some people are still reluctant to take the shot, whether because of its hasty development and rollout or general qualms about vaccines.

Another factor causing trepidation for some is the question of whether taking the vaccine will impact health and life insurance coverage.

Online misinformation has spread the impression that any side effects of COVID vaccines won’t be covered by your current insurance policy.

If that’s why you’re holding off on getting vaccinated, you needn’t worry. Here’s more on how insurance providers are handling the vaccine and how you can shop for coverage with confidence.

Will the vaccine affect your health insurance?

Health insurance form with stethoscope in top view
Suphaksorn Thongwongboot / Shutterstock

No one wants to receive a surprise medical bill or rejected claim, especially when they’re recovering from an illness.

If you’re planning to shop around for an affordable health insurance plan before open enrollment closes May 15, you may be worrying about how getting vaccinated against COVID may impact your options.

While all the currently available vaccines were rigorously tested before being approved for mass use, they’re still new drugs. A certain amount of caution when it comes to your health is never a bad thing.

But the CDC has said all vaccines included in the ongoing rollout are safe and effective, so your insurance provider won’t be the one to stand in the way of you getting a shot.

The only way you may be denied coverage is if you get sick before your policy clears the standard 15- to 30-day waiting period.

That would be unfortunate, but it’s all the more reason to lock in a policy sooner than later.

Will it affect your life insurance?

Portrait of happy family, parents with young girls on their backs all smiling at the camera.
fizkes / Shutterstock

Recently, a rumor has been circulating online that a woman was told by her life insurance provider that if she were to die after receiving a COVID vaccine, her family wouldn’t receive a death benefit because the vaccine is “experimental.”

The insurance company in question, Manulife, has spoken out to deny the claims and clarify that the approved vaccines, which are not experimental, have no impact either on claims or on future coverage.

Another post went viral through Instagram, where a woman claimed her friend’s aunt died from the COVID vaccine and her life insurance claim was denied.

Both posts have been pulled down from the social media sites for spreading false information, but the fears behind them are real.

As Americans have spent the last year coming to grips with a once-in-a-century pandemic, being on high alert has become the norm.

But with the rumors swirling, the insurance industry is keen to set the record straight.

Whit Cornman, a spokesperson for the American Council of Life Insurers, confirmed Factcheck.org in an email that life insurers do not consider whether a policyholder has received the COVID vaccine when determining whether to pay out a claim,

In reality, he adds, there are very few occasions where your life insurance company can deny your claim. The most common reasons involve policyholders lying or withholding relevant information on their applications.

So if you were honest during the application phase, you have nothing to worry about — provided you don’t get sick before your policy clears the waiting period.

With that fear quelled, you can shop worry-free for an affordable life insurance policy to ensure your family will be covered if anything were to happen to you.

What about your other policies?

Smiling couple shaking hands with person across the table in an office setting.
fizkes / Shutterstock

Most people think of insurance as something they have to get just in case. But if you just snapped up the first insurance policy you found, you may be overpaying by hundreds of dollars every month.

The best way to save yourself some money on your various insurance policies is by comparing at least three quotes before settling on an offer. But that process doesn’t have to be as much work as it sounds like.

Once your health and life policies are squared away, why not use a quote-comparing site to automatically compare rates for other forms of insurance?

Finding a more affordable auto policy and homeowners policy could help free up another few hundred dollars in your budget every month.

With those concerns about the vaccines put to rest and all this extra money in your pocket, you may soon be on to more important worries like deciding how you should spend your surplus.

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Americans begin transition into post-pandemic life as more are vaccinated - CBS News

With more than 40% of the country fully vaccinated, and the seven-day average of new COVID-19 cases falling to about 12,000 per day — numbers not seen since March 2020 — Americans are revving up for post-pandemic life.

The Indianapolis 500 became the largest sporting event since the pandemic began, with 135,000 fans in the stands on Sunday.

But as America starts to return to normal, there are reminders the pandemic isn't over. Vietnam's health ministry says it has detected a new variant that appears to be a hybrid of the India and U.K. COVID-19 mutations.

"It's more infectious and divides more rapidly," said Dr. David Agus, CBS News medical contributor and a professor of medicine and engineering at the University of Southern California Keck School of Medicine. "I think all of the data points to it will be susceptible to the vaccines which is very very positive."

Meanwhile, across the nation, summer camps are preparing to reopen, and the CDC has issued new guidance.

Everyone can be mask-free in most cases outside, but those who haven't been vaccinated still need to mask up indoors.

Last summer, 5-year-old Brody Narod stayed home. But now, Brody's mother is ready to send him back to camp.

"He's super excited to be coming back to camp," Brody's mom, Kim, said. "I mean, he says, 'when is camp coming? When is coming?' I said, 'soon, soon, soon.'"

Mark Transport, co-owner of Crestwood Country Day Camp in New York, says nearly 1,000 campers have already signed up.

"You need to worry about the mental health of kids, the ability to get back to socializing, to feel like kids again, to feel free," Transport said of the reopenings.

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Fact check: If you get the COVID vaccine, could you lose insurance coverage? - Yahoo Finance

Fact check: If you get the COVID vaccine, could you lose insurance coverage?
Fact check: If you get the COVID vaccine, could you lose insurance coverage?

More than 167 million Americans have received at least their first dose of the COVID vaccine, according to the Centers for Disease Control.

But some people are still reluctant to take the shot, whether because of its hasty development and rollout or general qualms about vaccines.

Another factor causing trepidation for some is the question of whether taking the vaccine will impact health and life insurance coverage.

Online misinformation has spread the impression that any side effects of COVID vaccines won’t be covered by your current insurance policy.

If that’s why you’re holding off on getting vaccinated, you needn’t worry. Here’s more on how insurance providers are handling the vaccine and how you can shop for coverage with confidence.

Will the vaccine affect your health insurance?

Health insurance form with stethoscope in top view
Suphaksorn Thongwongboot / Shutterstock

No one wants to receive a surprise medical bill or rejected claim, especially when they’re recovering from an illness.

If you’re planning to shop around for an affordable health insurance plan before open enrollment closes May 15, you may be worrying about how getting vaccinated against COVID may impact your options.

While all the currently available vaccines were rigorously tested before being approved for mass use, they’re still new drugs. A certain amount of caution when it comes to your health is never a bad thing.

But the CDC has said all vaccines included in the ongoing rollout are safe and effective, so your insurance provider won’t be the one to stand in the way of you getting a shot.

The only way you may be denied coverage is if you get sick before your policy clears the standard 15- to 30-day waiting period.

That would be unfortunate, but it’s all the more reason to lock in a policy sooner than later.

Will it affect your life insurance?

Portrait of happy family, parents with young girls on their backs all smiling at the camera.
fizkes / Shutterstock

Recently, a rumor has been circulating online that a woman was told by her life insurance provider that if she were to die after receiving a COVID vaccine, her family wouldn’t receive a death benefit because the vaccine is “experimental.”

The insurance company in question, Manulife, has spoken out to deny the claims and clarify that the approved vaccines, which are not experimental, have no impact either on claims or on future coverage.

Another post went viral through Instagram, where a woman claimed her friend’s aunt died from the COVID vaccine and her life insurance claim was denied.

Both posts have been pulled down from the social media sites for spreading false information, but the fears behind them are real.

As Americans have spent the last year coming to grips with a once-in-a-century pandemic, being on high alert has become the norm.

But with the rumors swirling, the insurance industry is keen to set the record straight.

Whit Cornman, a spokesperson for the American Council of Life Insurers, confirmed Factcheck.org in an email that life insurers do not consider whether a policyholder has received the COVID vaccine when determining whether to pay out a claim,

In reality, he adds, there are very few occasions where your life insurance company can deny your claim. The most common reasons involve policyholders lying or withholding relevant information on their applications.

So if you were honest during the application phase, you have nothing to worry about — provided you don’t get sick before your policy clears the waiting period.

With that fear quelled, you can shop worry-free for an affordable life insurance policy to ensure your family will be covered if anything were to happen to you.

What about your other policies?

Smiling couple shaking hands with person across the table in an office setting.
fizkes / Shutterstock

Most people think of insurance as something they have to get just in case. But if you just snapped up the first insurance policy you found, you may be overpaying by hundreds of dollars every month.

The best way to save yourself some money on your various insurance policies is by comparing at least three quotes before settling on an offer. But that process doesn’t have to be as much work as it sounds like.

Once your health and life policies are squared away, why not use a quote-comparing site to automatically compare rates for other forms of insurance?

Finding a more affordable auto policy and homeowners policy could help free up another few hundred dollars in your budget every month.

With those concerns about the vaccines put to rest and all this extra money in your pocket, you may soon be on to more important worries like deciding how you should spend your surplus.

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June 01, 2021 at 02:01AM
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Can I Ask Co-Workers if They’ve Had the Covid Vaccine? - The New York Times

The magazine’s Ethicist columnist on why asking about vaccine status isn’t a question of etiquette but of public health.

My employer, a large university, recently instructed us in an email titled “Vaccine Etiquette” not to ask fellow employees if they are vaccinated. I feel I have an interest in knowing this information for two reasons: First, the C.D.C. offers different guidelines for the vaccinated and unvaccinated. So I need this information to know which guidelines to follow. Second, if we are engaging in behavior that creates risk (e.g., breathing in an enclosed space), I have an interest in knowing what the risks are, in the same way that before having sex with someone I have a cognizable interest in knowing their S.T.D. status. Most people would not consider asking a person their S.T.D. status rude when both parties are engaging in potentially risky behavior. Why is this different?

Do I have an ethical right to ask about vaccine status, even if it’s “rude”? Name Withheld

Given that our country has had roughly 600,000 pandemic deaths, I wonder whether “etiquette” is the most apposite term here. Use your flatware from the outside in; hold the door open for the person behind you — such is the usual remit of etiquette. But when public-health officials devise and promulgate guidelines that involve public health, they do not consult Amy Vanderbilt. As you note, the C.D.C.’s behavioral guidelines vary with people’s vaccination status. If someone may be increasing your risk of illness, you’re entitled to know. And if you’re entitled to know, you’re entitled to ask.

People, of course, may decline to answer, in which case it would be reasonable to assume that they have not been vaccinated. (Despite the claims of a certain Georgia congresswoman, I should add, HIPAA has no bearing on what you or your employer can ask; it restricts disclosures made by health care providers and insurers.) Getting vaccinated makes a person much less likely to transmit the virus, but if such transmission does occur, those most vulnerable to infection are the unvaccinated. So asking about someone’s status would show consideration for that person too. And of course, colleagues who are open with one another about their vaccination status are probably getting on better than those who aren’t.

Our vaccination status, with its bearing on our likelihood to contract and transmit infection, isn’t a private fact about our health — and its disclosure isn’t a mere matter of etiquette.

If your university doesn’t require vaccination for in-person presence, it shouldn’t be allowing indoor meetings that don’t involve masks, good ventilation and social distancing. The overall risks to the vaccinated may be small, but you’ll want to take account of the dangers to your elderly relatives, say, or to people in your circle who are medically vulnerable, or simply to your unvaccinated colleagues.

This whole conversation would become moot were we to reach herd immunity from the combination of the vaccinated and the post-infected. But the pandemic is very much not in the rearview mirror just now. That’s why our vaccination status, with its bearing on our likelihood to contract and transmit infection, isn’t a private fact about our health — and why its disclosure isn’t a mere matter of etiquette.

My son, who has a developmental disability, lives in a small group home in which most of the residents have been vaccinated against the coronavirus. Recently, the home was placed under quarantine because a resident or staff member was exposed to the virus, even though my son and others have been fully vaccinated for weeks.

I complained to the agency about the restrictive quarantine, which unnecessarily affects my son’s quality of life given his vaccine status. I also expressed concern about other potential Covid-19 exposures from unimmunized staff members or residents, which could result in future quarantines. I was told that vaccination is voluntary and that the civil rights of those who refuse vaccination must be protected. I understand that, but doesn’t this policy violate the civil rights of those who have already been vaccinated? Name Withheld

I can think of no moral objection to a facility of this sort making vaccination a condition of employment or residency if doing so would contribute significantly to the health and welfare of those at the facility and pose no significant risk to recipients. Both conditions are readily met in this case. Indeed, some developmentally disabled people may have a hard time complying with the measures — masking, distancing and so on — that are the other major means of preventing the spread of the virus. And by now a vast number of people have been vaccinated, while the history of vaccines tells us that what the C.D.C. calls “late side effects” are extremely rare. So we can be confident that our vaccines are safe as well as effective.

It’s probably best not to cast this in terms of civil rights, though. People usually use the term to focus on guarantees of equal protection or individual freedom. But it’s perfectly routine to have conditions on employment — whether training certificates or compliance with safety protocols. Well before the pandemic, a number of states required that health care workers be vaccinated against certain communicable diseases, and it has certainly been common for medical care systems to adopt such requirements. Group homes often have immunization requirements, too.

Of course, exemptions must be made for medical contraindications. But those contraindications (e.g., an allergy to polyethylene glycol, or PEG; or, with the Janssen vaccine, polysorbate; or a severe reaction to a previous dose of a Pfizer or Moderna vaccine) appear to be rare. There are people with weakened immune systems for whom vaccination may not work very well, but they are not thereby endangered by it.

A more complicated issue is raised by religious objections. These aren’t much found in the religious mainstream, to be sure. A handful of Catholic bishops have argued that the Janssen vaccine is “compromised” because its production involves a cell line, established three decades ago, that originated in aborted fetal tissue; they say parishioners should take one of the other vaccines if available. But most vaccinations on offer have been either Moderna or Pfizer, anyway; you could accept this stricture without eschewing vaccination. And the Vatican has judged the Janssen vaccine “morally acceptable.” More daunting are reports of evangelical churches that claim vaccination confers the mark of the beast. (Note, too, that the E.E.O.C.’s definition of “religious beliefs” includes “moral or ethical beliefs as to what is right and wrong which are sincerely held with the strength of traditional religious views.”)

Not all religious objections need to be accommodated, though. A requirement can be deemed a bona fide occupational requirement even if it effectively discriminates against people with anomalous views; and the same logic can apply to an institution’s residents, students or patients. We seek to accommodate religious (or religious-like) views so long as that accommodation doesn’t come at serious cost. When that’s not possible, it’s no expression of hostility to the religious to ask them to make accommodations. At least in the tradition I was raised in, this was understood. There were inconveniences associated with sticking to the demands of our faith. We bore them willingly as part of the service we were offering to God.


To submit a query: Send an email to ethicist@nytimes.com; or send mail to The Ethicist, The New York Times Magazine, 620 Eighth Avenue, New York, N.Y. 10018. (Include a daytime phone number.) Kwame Anthony Appiah teaches philosophy at N.Y.U. His books include “Cosmopolitanism,” “The Honor Code” and “The Lies That Bind: Rethinking Identity.”

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Can I Ask Co-Workers if They’ve Had the Covid Vaccine? - The New York Times
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No evidence at all that COVID-19 vaccines spawn new virus variants - OregonLive

The Associated Press checks out some of the most popular but completely untrue stories and visuals of the week. This one is bogus, even though it was shared widely on social media. Here are the facts:

CLAIM: The variants of the coronavirus that have been found in the global population were created by COVID-19 vaccines, because the vaccines caused people to develop antibodies and forced the virus to evolve.

THE FACTS: An article quoting a virologist known for spreading conspiracy theories about the coronavirus is pushing the false claim that COVID-19 vaccines were the catalyst that caused new variants of the virus to emerge around the globe.

“Bombshell: Nobel Prize Winner Reveals - Covid Vaccine is ‘Creating Variants,’” reads the headline of the article, which has been shared thousands of times on Facebook.

The article claims that the vaccines forced the virus to “‘find another solution’ or die,” thus producing the known coronavirus variants.

The article attributes the claim to Luc Montagnier, who won the Nobel Prize in 2008 for discovering HIV and has spread false claims about the coronavirus. It is published on the website of the RAIR Foundation, which describes itself as a “grassroots activist organization” aiming to “combat the threats from Islamic supremacists, radical leftists and their allies.”

Experts contacted by The Associated Press explained that coronavirus variants found across the globe began emerging long before vaccines were widely available. They said the evidence suggests new variants evolved as a result of prolonged viral infections in the population, not vaccines, which are designed to prevent such infections.

“There’s no evidence that the vaccines create new variants, largely because vaccination appears to shut down viral infections, prevent people from spreading it to others,” said Dr. Stuart Ray, a professor at Johns Hopkins University’s medical school. “If the virus can’t spread, it doesn’t have the opportunity to evolve.”

With some viruses, such as dengue virus, scientists have observed a phenomenon called antibody-dependent enhancement, in which antibodies generated by a past infection or a vaccine will bind to a viral pathogen but not neutralize it. This can cause people who have antibodies to experience more severe symptoms if they are infected later.

However, this phenomenon has not been observed with the coronavirus or vaccines to prevent it. Montagnier did not respond to a request for comment.

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No evidence at all that COVID-19 vaccines spawn new virus variants - OregonLive
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WHO: 'Monumental error' to think danger of Covid has passed - CNN

The World Health Organization announced it has assigned new "labels" to key coronavirus variants so that the public can refer to them by letters of the Greek alphabet instead of where the variant was first detected – for instance, the "UK variant" (B.1.1.7) is now "Alpha," and the "South African variant" (B.1.351) is now "Beta."

"No country should be stigmatized for detecting and reporting variants," Maria Van Kerkhove, WHO's technical lead for Covid-19 response, tweeted Monday.

Rather, a WHO expert panel recommends using Greek alphabet letters to refer to variants, "which will be easier and more practical to discussed by non-scientific audiences," according to a new webpage on WHO's website.

The P.1 variant, first detected in Brazil and designated a variant of concern in January, has been labeled "Gamma." The B.1.617.2 variant, first found in India and recently reclassified from a variant of interest to variant of concern, is "Delta." Variants of interest have been given labels from "Epsilon" to "Kappa."

WHO noted in Monday's announcement that the new labels do not replace existing scientific names for variants. Scientific names will "continue to be used in research," Van Kerkhove tweeted.

"While they have their advantages, these scientific names can be difficult to say and recall, and are prone to misreporting. As a result, people often resort to calling variants by the places where they are detected, which is stigmatizing and discriminatory," according to WHO's announcement. "To avoid this and to simplify public communications, WHO encourages national authorities, media outlets and others to adopt these new labels."

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U.S. Covid cases near pandemic low as travel picks up for Memorial Day weekend - CNBC

A crowd of travelers check in for their flights at LAX on Friday, May 28, 2021.
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The U.S. has reported the lowest number of Covid-19 cases in more than a year, as the nation's airports over Memorial Day weekend experienced the largest number of travelers since the pandemic began.

The 11,976 new cases reported on May 29 were the lowest since March 23, 2020, when 11,238 new cases were reported, according to data from Johns Hopkins University.

The seven-day average of 21,007 is the lowest since March 31 of last year, when it was 19,363.

Friday also saw the TSA report the highest number of travelers since the pandemic began, with more than 1.9 million people taking to the skies for the long weekend. At the same point last year, the TSA counted just 327,000 passengers at its checkpoints.

The World Health Organization officially declared Covid-19 a global pandemic on March 11, 2020. The U.S. reported 1,147 Covid cases that day. The pandemic would go on to infect more than 33 million people in the U.S. and kill nearly 600,000 people.

Within a week of the WHO declaration, daily TSA travel numbers dropped from 1.7 million to 620,000. By March 25, the number was at 203,000. Since March 11, 2021, the daily number of fliers has remained above 1 million.

More than 60% of U.S. adults have at least one dose of a Covid vaccine, while 40.5% of adults are fully vaccinated, according to Centers for Disease Control and Prevention data. President Biden announced earlier this month that his administration is aiming to increase the number of adults with at least one dose to 70% by July 4. He also said he wants 160 million American adults fully vaccinated by the same date.

"If we succeed in this effort," Biden said during his announcement, "then Americans will have taken a serious step toward a return to normal."

The CDC recently said fully vaccinated people do not need to wear masks in most settings, though masks are still required on airplanes, buses, trains and public transportation. Cities across the country are lifting restrictions on indoor dining and gatherings as cases fall and vaccinations increase.

White House chief medical advisor Dr. Anthony Fauci has repeatedly said that he wants to see daily case numbers drop below 10,000 before a broad relaxation of safety measures takes place.

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Vaccines 2.0: Next-generation COVID-19 shots will be cheaper, easier to deliver and protect against more viruses, industry leaders say - USA TODAY

Covid-19: UK in early stages of third wave - scientist - BBC News

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There are signs the UK is in the early stages of a third wave of coronavirus infections, a scientist advising the government has said.

Prof Ravi Gupta, from the University of Cambridge, said although new cases were "relatively low" the Indian variant had fuelled "exponential growth".

He said ending Covid restrictions in England on 21 June should be postponed.

Environment Secretary George Eustice said the government could not rule out a delay to the planned lockdown easing.

On Sunday, the UK reported more than 3,000 new Covid infections for a fifth day in a row.

Prior to this, the UK had not surpassed that number since 12 April.

Prof Gupta told BBC Radio 4's Today programme the UK was already in a third wave of infections and at least three-quarters of cases were the Indian variant.

He said: "Of course the numbers of cases are relatively low at the moment - all waves start with low numbers of cases that grumble in the background and then become explosive, so the key here is that what we are seeing here is the signs of an early wave."

However, he said the number of people who had been vaccinated in the UK meant this wave would probably take longer to emerge than previous ones.

"There may be a false sense of security for some time, and that's our concern."

Chart showing the number of UK infections is rising slowly

Prof Gupta - a member of the government's New and Emerging Respiratory Virus Threats Advisory Group (Nervtag) - said ending restrictions in June should be delayed "by a few weeks whilst we gather more intelligence".

"If you look at the costs and benefits of getting it wrong, I think it is heavily in favour of delay, so I think that's the key thing," he added.

Another leading scientific adviser to the government, Prof Adam Finn, also urged caution over the 21 June date for easing restrictions.

"I think it's unfortunate that everyone's got this particular date in their head, because really what we need to do is understand how things are going and adjust accordingly," he told ITV's Good Morning Britain.

"This time around, we should be cautious, wait to see what's happening, and then let everyone free, if you like, once we know for sure that that's safe and that we can do that without having another round of lockdowns."

The final stage of the government's roadmap for lifting lockdown, which would remove all limits on how many people you can meet - either indoors or outdoors, is due no earlier than 21 June.

However, Mr Eustice told the BBC the government had to take things "one step at a time".

"We can't rule anything out. We know this has been a difficult pandemic, a dynamic situation. We have to make that judgment a couple of weeks before.

"It will only be by then that we will see the impact of the latest easement we made on 17 May."

2px presentational grey line
Analysis box by Nick Eardley, political correspondent

Three weeks today has been dubbed Freedom Day by some - the point at which the remaining restrictions are due to be lifted in England.

But there's increasing nervousness about whether it can go ahead in full because of the Indian variant.

And now you're seeing some of the different pressures the government is going to have to weigh up.

Nervtag scientist Prof Ravi Gupta is urging minister to postpone 21 June by a few weeks to give more time for second vaccination doses to be done.

In the Telegraph, the British Chambers of Commerce warns the government against "rolling back on the roadmap" - saying it would be "astonishing" for the government to change tack.

And ministers? They say it's too early to make a firm decision. They're waiting for more data over the coming fortnight. Many will be watching to see what it says.

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The timetable for relaxing Covid measures varies across the UK. The Scottish government hopes to lift more restrictions on 7 June, while in Wales there is due to be a review on 3 June. In Northern Ireland some measures were relaxed on 24 May - the next review is due on 10 June.

A final decision on whether restrictions will be lifted in England will be reached on 14 June.

Business leaders have warned of the harmful impact of any change to the proposed dates.

Greg Parmley, chief executive of live music trade association Live, said the whole sector - from festivals to small venues - was "completely geared up" for a return from 21 June after being closed for more than a year.

He said the government's series of trial events had shown "music events can be held safely, with almost no Covid impact, so there is no reason to keep us closed any longer".

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The Indian variant - known as B.1.617.2 - is thought to spread more quickly than the Kent variant, which was responsible for the surge in cases in the UK over the winter.

In some areas of England - including in Bolton, Blackburn, and Sefton in north-west England and Bedford, Chelmsford and Canterbury in the South East - the Indian variant is causing the majority of infections.

Dr Helen Wall, senior responsible officer for the vaccine programme in Bolton, said the rise in cases in the town was slowing but many of the areas with the highest increases had very young populations, and getting more of those vaccinated would help tackle the rise.

In England, people aged over 30 are currently able to book to get the vaccine.

In other developments:

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